Head of Financial Crime Compliance

About the role

Reap is building a globally scalable compliance infrastructure that supports rapid growth while keeping operational complexity low. As Head of Financial Crime Compliance, you will lead the design, governance, and continuous improvement of a modern, technology‑enabled FCC function that spans AML/CFT, sanctions, transaction monitoring, investigations, sponsor oversight, and regulatory engagement.

Key responsibilities

• Own and maintain the Group Financial Crime Compliance framework, policies and standards across all jurisdictions.
• Lead enterprise‑wide AML/CFT risk assessments and define risk appetite, governance standards and oversight mechanisms.
• Drive FCC maturity, audit readiness and remediation programmes, ensuring the function is audit‑ready at all times.
• Oversee higher‑risk client and transaction reviews, providing guidance on sanctions, PEP, adverse media and escalations.
• Govern transaction monitoring, sanctions screening, ongoing due‑diligence frameworks and complex investigations, including SAR/STR decision‑making.
• Develop typologies, optimise detection models and monitor emerging financial‑crime risks.
• Collaborate with Product, Commercial, Operations and Engineering teams to embed compliance controls into technology solutions.

Required profile

• Proven senior leadership experience in financial‑crime compliance, AML/CFT, and sanctions within a global or fintech environment.
• Strong track record of building scalable, audit‑ready compliance programmes across multiple jurisdictions.
• Excellent stakeholder management skills with the ability to influence product, engineering and commercial teams.
• Strategic thinker who can translate regulatory requirements into practical, technology‑driven solutions.

Required skills